Medicare is a federally funded national health insurance program for those aged 65 and older or individuals with certain disabilities or health conditions. Medicare consists of 4 different parts. Parts A & B together are also called “Original Medicare”.
Medicare Part A is also known as Hospital Insurance. Many individuals are eligible for Part A at no premium. If not, Part A is also available to purchase for a monthly premium. There are deductible and coinsurance costs associated with Part A. Some benefits of Part A may include:
Medicare Part B is also known as Medical Insurance. There is a monthly premium for Medicare Part B. It is important to enroll in Part B when first eligible to avoid a late enrollment penalty. There is an annual deductible and coinsurance expenses. Services that may be included under Part B are:
Kathleen was helpful and provided me with information quickly! M. Greaney Oak Lawn
Darryl was faithful in calling me back.
He didn’t pressure me. He was the real reason I picked Blue Cross. L. Rippe Downers Grove
Debbie was so polite.
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Medicare Supplement Insurance, also called Medigap, helps cover the expenses that Original Medicare, Parts A and B, does not. Medicare Supplement Insurance policies are offered by private insurance companies.Learn more
Prescription Drug Coverage (Part D) provides coverage for prescription drugs not covered by Original Medicare. Part D plans are offered by private insurance companies. Part D may also be included in some Medicare Advantage Plans.Learn more
Medicare Advantage Plans are alternatives to Original Medicare (Parts A & B) and are offered by private insurance companies.Learn more
Or call a licensed insurance agent855-220-3825